If you’re the victim of a car wreck, it’s essential to know your legal responsibilities and rights. An attorney can explain them to you. Immediately following a collision, it’s imperative to evaluate yourself for injuries, check on the other party, and seek emergency medical care. After you’ve done so, you’ll need to collect contact information from the other driver. You’ll need their name, address, phone number, driver’s license number, and auto insurance information to report the accident. After you’ve addressed your medical concerns, the state of Nebraska gives you ten days to file a car accident report with the proper authorities. You are legally required to report if someone was injured or killed or if more than $1,000 in property damage occurred. If you do not report it, you risk the suspension of your driver’s license.
To recover damages from your wreck, you have three options in Nebraska: 1) file a claim with your own insurance company, 2) file a third-party claim with the other driver’s insurance company, or 3) file a lawsuit. Keep in mind the statute of limitations for filing a personal injury or property damage lawsuit in Nebraska is four years. Your attorney will ensure you do not miss any critical deadlines.
If you choose to file a claim with an insurance company, you must provide them with information on the accident. They’ll assign an adjuster to your case, and it will be investigated. If they decide to offer you a settlement, be cautious about agreeing to the first number. If you feel as though you’re being offered less than you deserve, you can attempt to negotiate the settlement yourself or hire a car accident lawyer who can handle the negotiations for you.
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